Thursday, November 10, 2011

How The Grinch Stole Christmas

No, I'm not dead.  Thought I was going to die, but I pulled through.

So...last week, someone told me, "I'm too broke for Christmas."

This thought popped in my head...


Credit
What?

Did it sneak up on you?

I gave you 11 months warning!!!

Christmas comes every year - on the same day!  Not like Easter; I get that...Easter may throw you for a loop.

So what do you do if you are too broke for Christmas?  Here are 5 suggestions on how to afford Christmas quickly - WITHOUT USING CREDIT!!!

1)  Read here how to earn $1000 quickly.
2)  If you use credit cards in the past, check your rewards balances...if you have rewards.  You may have 1000's of points that could be redeemed for gift cards. 
3)  Start immediately using Swagbucks.  You can do surveys, searches, games, etc. to earn "Swagbucks."  Those points can be converted into Amazon gift cards...among other things.  My sister has earned $150 in Amazon gift cards THIS MONTH ALONE.  You can buy almost anything on Amazon...even toilet paper!
4)  Sell your kids clothes/toys.  We always complain about space right after Christmas.  So before Santa arrives, clean out your kids' toys.  Sell the gently used ones to a consignment store.  Or if you don't have kids, sell your unused clothing to a consignment store.
5)  Re-gift.  Aaahhh!!!  Huge faux pas, right?  Not so.  If you have something 1) you've never used, 2) that someone else would LOVE (key word: LOVE) don't be afraid to regift.  Try not to regift in the same circle of friends/family.  But if you got gourmet coffee for your birthday and you hate coffee, but your mother in law loves it - REGIFT.

You've got 6 weeks till Christmas.  Don't despair!  It can be done!

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